Although nowhere near as popular as Punto Banco, you may find the Banque version in some European casinos. Baccarat BanqueĪ slight variation on Chemin de Fer where the banker is usually the player with the most money available to gamble. Take note, though: it's very difficult to find a casino with the Chemin de Fer version. They are allowed to participate more actively by drawing cards and shuffling the decks. It differs from Punto Banco in that the player has the power to influence the outcome of the game, so it's possible to use a baccarat strategy. Baccarat Chemin de FerĪs the name suggests, this an old-fashioned version typically played in France. It involves no skill whatsoever, making it a game of chance, so players will be entirely dependent on luck. This is the version that you're most likely to see in online casinos and it's often referred to as Nevada Baccarat or American Baccarat. Over several centuries, players have modified baccarat into several variations, and you may come across three of them, as follows: Punto Banco However, the tie is where you can really make money, although it's by far the least likely and has a low Return to Player (RTP): a winning bet will give you an 8 to 1 pay-out, so a stake of $10 would give you a profit of $80 ($90 back). If a hand scores higher than 9, then 10 is taken from the original total to make a new score.ĭepending on the online casino, there might be a third card available to the player and banker under strict conditionsīut, either way, three cards is the maximum.Ī winning player hand bet pays out 1 to 1, so a stake of $10 would give you $10 profit ($20 back).Ī winning banker hand bet also pays out 1 to 1, but minus a 5% commission (under most baccarat versions), so a stake of $10 would give you $9.50 profit ($19.50 back). All remaining cards hold their face value.10s and 'face' cards hold a value of zero.To calculate the hand total, the cards are treated as follows: The game is centred on two hands – the banker hand (also known as bank or banco) and the player hand (known as punto) – and the objective is to bet which one gets a total closest to 9, or whether it will be a tie. In fact, we can summarize them in just a few short paragraphs. Playing baccarat for free is a great way to get to know how the game works, and the good news is that the rules are quite simple.

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